Cash Flow Forecasting
Cash flow problems are the number one reason small businesses fail. creavio's forecasting tool helps you see what's coming before it hits — so you can plan instead of react.
How the Forecast Works
creavio builds your cash flow forecast from three data sources:
- Scheduled income — outstanding invoices, payment plans, and recurring income
- Scheduled expenses — recurring transactions, upcoming bills, and known costs
- Historical patterns — seasonal trends from your past transaction data
Viewing Your Forecast
Navigate to Money > Reports > Cash Flow. The forecast displays as a timeline chart showing:
- Projected balance over the next 30, 60, or 90 days
- Income bars (green) for expected money coming in
- Expense bars (red) for expected money going out
- Net cash flow line showing the running total
Warning Indicators
creavio highlights potential issues with visual alerts:
- Yellow warning — your balance is projected to dip below your comfort threshold
- Red alert — your balance is projected to go negative
Improving Your Forecast Accuracy
- Keep invoices up to date — unpaid invoices feed the income projection
- Log recurring expenses — the more creavio knows about fixed costs, the better the forecast
- Record seasonal bookings early — even tentative bookings improve the projection
- Review weekly — adjust as new bookings come in or expenses change
A 90-day forecast gives you enough runway to make smart decisions about spending, pricing, and when to push for new bookings.